Online Payday Loans & Check Cashing in Omaha: 3110 L Street

Payday loans, check cashing and money transfers in Omaha, NE. Apply online any time, or visit the store.

Location, hours & contact

Address
3110 L Street
Omaha, NE 68107

Phone
402-733-8511

Hours

Monday9:00 AM – 7:00 PM
Tuesday9:00 AM – 7:00 PM
Wednesday9:00 AM – 7:00 PM
Thursday9:00 AM – 7:00 PM
Friday9:00 AM – 7:00 PM
Saturday9:00 AM – 4:00 PM
SundayClosed

Typical hours from our records. Please call to confirm before you visit.

Before you visit: we are updating the details for this store. Please call 402-733-8511 or our main line 402-731-5555 to confirm hours and services before you come in. You can apply online at any time.

Apply Online Call Directions

Apply online in a few minutes

You do not have to come in to the L Street store. Start your request online at any hour, from your phone or computer.

  1. Fill in the short form. It takes a few minutes and asks about the amount you need, your income and your bank account.
  2. See the terms first. If you get an offer, the amount, the fee, the APR and the due date are shown before you agree. There is no obligation.
  3. Get your money. If you accept, the lender explains how and when the funds are paid, often by direct deposit.

Apply Online

Approval is not guaranteed. The online form is run by a third-party lending network, not by our stores. Its lenders may offer other loan types, such as installment loans, with amounts, costs and terms that differ from our in-store payday loans and depend on your state and the lender.

Payday Express services on L Street, Omaha

You will find our store in South Omaha on L Street near South 31st Street. It serves South Omaha, the 24th Street business district and nearby neighborhoods south of I-80. Most of what we do can be started online, and the store is there when you would rather talk to someone in person.

Payday loans and cash advances. Need a small loan until payday? Nebraska caps payday loans at 36% APR, with checks of no more than $500 in total and terms of up to 34 days. Ask the store which loan options are available today. The full cost is always shown in writing before you sign.

Check cashing. Cash payroll, government and insurance checks and tax refund checks with a valid photo ID. You do not need a bank account, and the check cashing fee is posted at the counter before you agree.

Money transfers, money orders and bill pay. Send money across the country or abroad with MoneyGram or Western Union, buy money orders and prepaid debit cards, and pay utility, car and credit card bills in one stop.

Not sure what a loan would cost? See the full Nebraska rates and rules or apply online to get your own terms with no obligation.

What a payday loan costs in Nebraska

Cash you receiveMost it can cost (14 days)Check / you repay (14 days)Most it can cost (34 days)Check / you repay (34 days)
$100$1.38$101.38$3.35$103.35
$200$2.76$202.76$6.71$206.71
$300$4.14$304.14$10.06$310.06
$400$5.52$405.52$13.41$413.41

How this is worked out: 36% a year on the cash you receive, for the number of days the loan is outstanding. For example, $400 for 34 days costs no more than $13.41. Your check, including the cost, can be no more than $500, so the most you can receive is about $493 for 14 days or about $483 for 34 days. Your exact cost and APR are shown in writing before you sign.

Source: Neb. Rev. Stat. §45-918 (36% APR cap, Initiative 428, 2020) and §45-919 ($500 and 34-day limits); licensing and complaints: Nebraska Department of Banking and Finance. Last reviewed November 5, 2026.

What to bring

  • A valid government-issued photo ID
  • A recent pay stub or other proof of income
  • A recent bank statement and a personal check from your checking account (for a payday loan)
  • For check cashing, just the check and your photo ID

Applying online? Have your ID, income details and bank account information ready.

Frequently asked questions

What are the hours at the L Street store?
Our records show Monday to Friday 9:00 AM to 7:00 PM and Saturday 9:00 AM to 4:00 PM, closed Sunday. We are updating this store's details, so please call 402-733-8511 or 402-731-5555 before you visit.
Can I apply online instead of coming in?
Yes. You can start an online request at any time from your phone or computer. If you get an offer, you see the amount, fee, APR and due date before you agree, and there is no obligation.
How much can I borrow with a payday loan in Nebraska?
Your check, including the cost, can be no more than $500 at a time, so you can receive up to about $483 for 34 days. The APR can be no more than 36%.
What do I need to cash a check here?
A valid photo ID and the check. We cash payroll, government and insurance checks and tax refund checks. You do not need a bank account.
Do you check my credit?
In the store, a low credit score does not automatically rule you out: the decision looks mainly at your income and your checking account. Online, each lender in the third-party network sets its own criteria and may check your credit. Approval is not guaranteed.
Can I send money to another country from this store?
Yes. You can send money within the US or abroad with MoneyGram or Western Union, and you can also buy money orders here.

Nearby Payday Express locations

See all locations

Ready when you are

Start online now, with no obligation. You decide only after you see the full cost.

  • Free to apply
  • Short online form
  • Secure and private
  • Terms shown before you sign

Apply Online Call 402-731-5555