Online Payday Loans & Check Cashing in Council Bluffs: 2133 West Broadway
Location, hours & contact
Address
2133 West Broadway, Suite 200
Council Bluffs, IA 51501
Phone
712-322-4020
Hours
| Monday | 9:00 AM – 6:30 PM |
|---|---|
| Tuesday | 9:00 AM – 6:00 PM |
| Wednesday | 9:00 AM – 6:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:30 PM |
| Saturday | 9:00 AM – 2:00 PM |
| Sunday | Closed |
Hours from the current store listing.
Apply online in a few minutes
You do not have to come in to the West Broadway store. Start your request online at any hour, from your phone or computer.
- Fill in the short form. It takes a few minutes and asks about the amount you need, your income and your bank account.
- See the terms first. If you get an offer, the amount, the fee, the APR and the due date are shown before you agree. There is no obligation.
- Get your money. If you accept, the lender explains how and when the funds are paid, often by direct deposit.
Approval is not guaranteed. The online form is run by a third-party lending network, not by our stores. Its lenders may offer other loan types, such as installment loans, with amounts, costs and terms that differ from our in-store payday loans and depend on your state and the lender.
Payday Express services on West Broadway, Council Bluffs
You will find our store on West Broadway in Council Bluffs, a few minutes from the Missouri River bridges into Omaha. It serves Council Bluffs, Carter Lake and the Iowa side of the Omaha metro. Most of what we do can be started online, and the store is there when you would rather talk to someone in person.
Payday loans and cash advances. Need a small loan until payday? Iowa caps the fee at $15 on the first $100 and $10 on each additional $100 of your check, and your checks can total no more than $500. Every fee and the APR are given to you in writing before you sign, and Iowa law does not allow one payday loan to be paid off with another.
Check cashing. Cash payroll, government and insurance checks and tax refund checks with a valid photo ID. You do not need a bank account, and the check cashing fee is posted at the counter before you agree.
Money transfers, money orders and bill pay. Send money across the country or abroad with MoneyGram or Western Union, buy money orders and prepaid debit cards, and pay utility, car and credit card bills in one stop.
Not sure what a loan would cost? See the full Iowa rates and rules or apply online to get your own terms with no obligation.
What a payday loan costs in Iowa
| Your check | Maximum fee | Cash you receive | APR if held 14 days | APR if held 31 days |
|---|---|---|---|---|
| $100 | $15 | $85 | 460% | 208% |
| $200 | $25 | $175 | 372% | 168% |
| $300 | $35 | $265 | 344% | 156% |
| $400 | $45 | $355 | 330% | 149% |
| $500 | $55 | $445 | 322% | 146% |
How it works: Iowa sets the fee on the amount of your check, and the fee is included in that check. For example, you write a $300 check due on your payday in two weeks: the fee is at most $35, so you receive $265 and repay $300. Over 14 days that works out to an APR of about 344%. Your checks can total no more than $500, so the most you can receive at one time is $445. Your exact fee, APR and deposit date are shown in writing before you sign.
Source: Iowa Code §533D.9 (fees and disclosures) and §533D.10 (prohibited acts); licensing and complaints: Iowa Division of Banking. Last reviewed November 5, 2026.
What to bring
- A valid government-issued photo ID
- A recent pay stub or other proof of income
- A recent bank statement and a personal check from your checking account (for a payday loan)
- For check cashing, just the check and your photo ID
Applying online? Have your ID, income details and bank account information ready.
Frequently asked questions
What are the hours at the West Broadway store?
Can I apply online instead of coming in?
How much can I borrow with a payday loan in Iowa?
What do I need to cash a check here?
Do you check my credit?
Can I send money to another country from this store?
Nearby Payday Express locations
- East Broadway, Council Bluffs1.9 mi awayCall before visiting
516 East Broadway
Council Bluffs, IA 51503
712-328-2133 · Store details - 16th Street, Omaha3.2 mi awayCall before visiting
514 North 16th Street
Omaha, NE 68102
402-344-2825 · Store details - 39th Street, Omaha4.9 mi awayCall before visiting
101 South 39th Street
Omaha, NE 68131
402-551-7100 · Store details
Ready when you are
Start online now, with no obligation. You decide only after you see the full cost.
- Free to apply
- Short online form
- Secure and private
- Terms shown before you sign
