Online Payday Loans & Check Cashing in Council Bluffs, IA

2 stores in Council Bluffs. Apply online any time, or visit the store nearest you.

Payday Express has two stores in Council Bluffs, on West Broadway and East Broadway, a short drive from downtown Omaha. Start online in a few minutes, or stop by for payday loans, check cashing, money orders and money transfers.

Our Council Bluffs stores

Apply online in a few minutes

You do not have to come in. Start your request online at any hour, from your phone or computer.

  1. Fill in the short form. It takes a few minutes and asks about the amount you need, your income and your bank account.
  2. See the terms first. If you get an offer, the amount, the fee, the APR and the due date are shown before you agree. There is no obligation.
  3. Get your money. If you accept, the lender explains how and when the funds are paid, often by direct deposit.

Apply Online

Approval is not guaranteed. The online form is run by a third-party lending network, not by our stores. Its lenders may offer other loan types, such as installment loans, with amounts, costs and terms that differ from our in-store payday loans and depend on your state and the lender.

Payday loan rules in Iowa

Iowa caps the fee at $15 on the first $100 and $10 on each additional $100 of your check, and your checks can total no more than $500. See how Iowa law protects you and what a loan costs.

Frequently asked questions

Where can I get a payday loan in Council Bluffs?
At any of our two Council Bluffs stores listed above, or online. The online form takes a few minutes and you see the terms before you agree.
How much does a payday loan cost in Iowa?
Iowa caps the fee at $15 on the first $100 and $10 on each additional $100 of your check, and your checks can total no more than $500. See the Iowa cost table.
Do I need a bank account to cash a check?
No. Bring the check and a valid photo ID. We cash payroll, government and insurance checks and tax refunds.
Which store is closest to me?
Use the map and list above, or call 402-731-5555 and we will point you to the nearest store. You can also apply online without visiting.

Ready when you are

Start online now, with no obligation. You decide only after you see the full cost.

  • Free to apply
  • Short online form
  • Secure and private
  • Terms shown before you sign

Apply Online Call 402-731-5555